Management Financing 'Loans'

"Can a foreigner like me get a loan for the business?" We are receiving many such inquiries.

Of course, even foreigners can get a loan for the business.


If you have a visa, you are eligible to receive a business loan from Japan Finance Corporation (JFC).

Japan Finance Corporation (JFC) is a government-affiliated financial institution established by the government for the purpose of economic revitalization through the promotion of small and medium-sized businesses.


How do we get a business loan?

If the business loan recipient is a foreigner, please be aware of the following points


  1. You have a visa that allows you to run a business.

  2. Repayment of the loan must be made within the period of stay (within the period of the visa).

  3. You have a certain level of Japanese language ability.


You have a visa that allows you to run a business.

"You can run a business" visa is...


Management and Administration, Highly Skilled Professional(i) and Highly Skilled Professional(ⅱ).

Permanent Resident, Spouse or Child of Japanese National (Permanent Resident), and Long Term Resident.


If you do not have a visa to run your business, you will need to start with a visa.

Please contact us for assistance in obtaining a visa, as we can assist you in obtaining a residency status (visa).



Repayment of the loan must be made within the period of stay (within the period of the visa).

As a general rule, the loan must be repaid within the period of stay.


You must repay the loan within the period of stay, so as a rule, you cannot receive a loan with a one-year status of residence.


You have a certain level of Japanese language ability.

If you are applying for a business loan, you will have an interview with a JFC representative. Naturally, your evaluation will be better if you can speak Japanese.


However, if the business is not aimed at Japanese people, the lack of Japanese language skills may not affect your evaluation.


JFC's business loans can be provided without collateral. However, in some cases, the collateral that can be provided is more highly valued.


We are currently receiving many business loan consultations from foreign nationals.

We are supports fundraising (financing) for foreign entrepreneurs. Please feel free to contact us for more information.